The power of compound interest is not limited to financial matters.

The compound effect is present everywhere in our lives.

1: Small behavior changes done consistently over time will result in a radical change in the quality of our lives, Darren Hardy outlines in his powerful book, The Compound Effect.

Physically: what if we did push-ups, sit-ups, or pull-ups or went for a long walk every day?

Spiritually: what … continue reading

1: Let’s say we have a friend, Rose.  Upon graduating from college and getting her first job, Rose starts socking away $250 a month into her 401K.  She’s not making a big salary, but she finds a way to do it.  She is consistent.  

Rose puts away $250 each month for the next 17 years.  Earning 8 percent on her money, she accumulates about $120,000, Darren Hardy documents in his terrific book, The … continue reading

It’s the littlest decisions that shape our lives.

Imagine two friends: Brad and Charlie.

They live in the same neighborhood.  They have similar sensibilities. They each make around $75K a year.  Both are married and are of average health and weight, Darren Hardy shares in his wonderful book The Compound Effect.

Brad makes some small, seemingly inconsequential changes.  Every day he reads 10-pages of a good book per day … continue reading

In Darren Hardy’s terrific book The Compound Effect, he shares a story about a time when as a young man he attended a seminar on being successful.  The instructor asked the group, “What percentage of shared responsibility do you have for making a relationship work?”  

Darren blurted out: “50/50.”  It was obvious to him both people must be willing to share the responsibility evenly or someone was getting “ripped … continue reading